Times have changed! Perhaps you have left several telephone messages or mailed to your client numerous letters requesting payment with no result. Ever wonder why? Your client has probably moved, changed his phone number or blocked your incoming phone number meaning your chance for recovery is dwindling.

Many creditors often struggle not realizing when the time is right to place a slow or non-paying account with a reputable collection agency. Structurally, there is no formula to determine when an account should go to collection; however, if the account is over 120 days delinquent with slow or no pay, you should seriously consider placing the account for collection.

We report all accounts to:

transunion experian equifax